BulanPay

A complete fintech ecosystem with 31 dedicated screens and 12 security modules — not just a payment gateway, a financial operating system for Africa

Key Features

Multi-currency wallet supporting all 54 African currencies with instant conversion

KYC verification with automated ID checking and multi-level compliance

BNPL (Buy Now Pay Later) — eligibility scoring, installment plans, automated collection

Investment products — fractional investments accessible from $1

Savings goals with automated contributions and interest tracking

Airtime & bill payments — top-up any network, pay utilities across markets

Scan-to-pay QR code system for merchant and P2P payments

Credit scoring using transaction history, payment behavior, and cross-vertical data

Send money to any African country. Receive in your local currency. No conversion headaches.

Invest, save, get credit, pay bills, buy airtime — all from the same wallet that powers your marketplace purchases.

Fraud engine, transaction OTP, wallet PIN, idempotency guards, SAR reporting — 12 dedicated security modules.

Merchants receive funds in their local wallet. Cross-border reconciliation handled automatically.

KYC/AML infrastructure, SAR reporting, fraud detection — regulatory requirements handled by the platform.

Every marketplace sale, every delivery fee, every health consultation — all flow through BulanPay.